Home ownership is the one factor that towers above all other methods to build wealth. Just like the story of the tortoise and the hare, it is in the slow and steady process that wins the day. Begin with the end in mind and consult experts to help navigate through tricky waters. Buying a home is the largest financial decision many people will ever make, and tapping into the support from industry pros will produce confidence and an educated decision.

         Take a team approach; gathering industry professionals and creating a plan will boost confidence and save time. Have a clear savings plan and know the costs associated with the purchase. Make it fun by creating a home ownership vision board that reinforces the budget plan, as well as home styles and spaces. Be okay with taking baby steps, because buying that first home can also be a road of personal or relationship development if buying with a partner or spouse. Success at the closing table builds equity for life—personally, financially and spiritually.

Kelly Naughton is a sales associate with Keller Williams City Life Realty, located at 100 Washington St., in Hoboken. For more information, call 732-547-3040 or email [email protected].